After many years there are still no significant prosecutions on those responsible for the mortgage meltdown

Neil Barofsky a former federal prosecutor and inspector general over TARP shares comments at NPR about his thoughts on why there have been so few prosecutions and convictions.
First he suggests these crimes would be difficult to prosecute because of their complexity and the difficulty in explaining the crime to a jury in order to get a conviction.  Further, the delicate position of the economy and the importance of the large financial institutions made pursuing them for criminal charges while relying n them to stabilize the economy and restore faith in the markets a risky proposition.
It seems to me more harm has been as it appears large corporations (and the people that make decisions) have the power and authority to do most anything without fear of personal consequences.  I think the long term harm to faith in the economy will be substantial.
An interesting article… click below to read or listen.